Synchrony Credit Services
Credit Services

You know your customers; we know their purchase patterns. Consumer credit card payments are rising fast: they're projected to reach $3.8 trillion by 2017, in the U.S. alone1. As the largest provider of private label credit cards in the U.S. based on purchase volume and receivables2, we have the experience to help you offer a credit program that appeals to your customers and your bottom line.

From national retailers to Main Street mainstays, we work with businesses of all sizes. Our tailored credit card programs engage your customers where they shop: in store, online, or via mobile. We've invested in platforms that enable fast credit decisions and easy online payments. We also offer promotional financing for major consumer purchases, as well as loyalty programs that drive repeat purchases and brand affinity. We take care of your customers—because they're our customers too.

We help you offer your customers:

  • Private Label Credit Cards
  • Dual Cards & General Purpose Co-branded Credit Cards
  • Installment Loans

All with promotional financing options to meet their needs.

Our experience is as deep as it is wide: we work with national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers across many markets including: Automotive Care, Home Furnishings and Flooring, Appliances and Electronics, Jewelry, Home Improvement and more.

Deep partner integration. Data analytics. Marketing expertise. We offer a broad suite of services to help you grow your business. Access our Business Center tools covering sales, marketing, staff training, even consumer research trends whenever you need them. The average length of our relationship with our ongoing Retail Card partners is 19 years and counting — and we're proud to help fuel their growth. To start fueling yours, give us a call at 1-866-838-0655.

1Nilson Report (December 2013, Issue #1031)

2Nilson Report (May 2016, Issue #1087) — based on 2015 data.


Private label and co-branded credit cards.  Installment loans.

Get Synchrony Connect
Synchrony Connect

Our experience goes beyond credit. Synchrony Financial has extensive expertise in marketing, leadership and operations. Synchrony ConnectTM is a value-added program where we share Synchrony Financial’s expertise in non-credit areas.

Tap into our wealth of knowledge. This unique program offers knowledge and tools that can help you grow, lead and operate your business.

How can we help you?  Synchrony ConnectTM services are delivered across a variety of channels: one-on-one best practice sharing engagements, consulting projects, multi-client webinars and events as well as access to our online portal.

Synchrony Grow


Marketing analytics and research expertise to help you drive business growth.

Synchony Lead


Tools for leading your organization and developing yourself as a leader.

Synchrony Operate


Best practices around business strategy and optimizing cost.

Synchrony Loyalty Programs
Loyalty Programs

Your customers like you – but we want them to be crazy about you. Every transaction is a chance to increase loyalty for your brand and how you engage with your customers is more important than ever.

Loyalty meets flexibility. Our Loyalty programs add value for your customers with features they want. We'll help you build differentiated offers, from tangible to experiential and beyond. How it all works is up to you.

Our dedicated client teams deliver the full range of our expertise. Customized marketing and risk programs; sophisticated analytics; results-driven optimization. The platforms we've built engage your customers where they want to shop—in store, online, or on the go—with a unified brand message designed to keep them coming back.

Ready for a next level relationship? We'll take you there.

For Healthcare Providers

Synchrony Financial
Care without Compromise: That’s CareCredit®

Access to care for patients. Better business for providers. CareCredit offers your qualified patients a flexible way to finance or budget for procedures they need, without delaying the treatments you recommend.

The right care, right away. CareCredit is a leading provider of promotional financing to consumers that makes care possible, today. We’re here to help make it easier for families to access the care they want, so they can look and feel their best.

CareCredit has serviced over 20 million accounts since our inception. The card provides a revolving line of credit and financing options so patients can make the health, wellness and personal care decisions that are best for them. CareCredit can be used by everyone in the family for dentistry, cosmetic treatments, LASIK surgery, eyeglasses, hearing aids, pet care and much more.

CareCredit is accepted at over 200,000 providers and health-focused retail locations. We can help you streamline your business, giving you more time to focus on your practice.

Learn how CareCredit:

  • Offers special financing options that patients want
  • Helps to reduce the need to postpone or stretch out treatment
  • Allows your practice to receive payment promptly, with no responsibility for patient payment defaults1

We’re there for your patients. We’re here for you. Call us at 1-800-300-3046 to learn more.

1 Subject to terms, representations and warranties of the Provider Agreement.


Get started with CareCredit today.
Call us at 1-800-300-3046.

As a Synchrony partner, your business will receive the benefits
Synchrony Financing

Financing and you = Loyalty

Improved buying power is just the beginning. Financing can boost your customers’ satisfaction, and help you build stronger, loyal connections to earn you repeat business for years to come.

Synchrony Drive

Drive relationships, and results

We're leaders with 85 years of experience and a passion for innovation. Our programs drive results for our clients and healthcare providers.

Synchrony Better Together

Better together: it's how we work

Relationships are at the center of everything we do. We work with you to understand where your needs and your customers’ needs align, then tailor a program that drives results.


“The cards that I use have loyalty programs, and they also have coupons, yay!”

BEVERLY, Synchrony Bank Credit Cardholder

“The customer service is right on the spot. They're very personable.”

FANIA, Synchrony Bank Credit Cardholder

Contact Us To Get Started Today

Visit  Synchrony Business to learn more.
  • Auto Parts & Service
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  • Health
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  • Home Fumishings
  • Home Improvement
  • Jewelry
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  • Powersports
  • Sewing & Vacuuming
  • Sporting Goods
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